Payday hits. By Tuesday, it’s gone.
Not anymore.

BrokeLess shows what’s actually yours to spend after bills, Pay Later plans and savings. Meet Pennii, your no-shame money buddy.

🔒 No bank login🧾 Affirm, Klarna, Afterpay💛 No shame · no loans

Pennii, a smiling gold coin with angel wings and star eyes

What BrokeLess does

Your paycheck, finally making sense

Send Pennii screenshots of your bills and plans. She builds your plan in about a minute. No spreadsheets, no bank passwords.

💛

Yours to spend

One honest number: what’s left after bills and savings, and about how much a day until payday.

🧾

Pay Later, all in one place

Affirm, Klarna, Afterpay and more: every plan, what’s left, and when the last payment hits.

🤔

Can I afford it?

Type the price and pick a day. Pennii tells you straight: go for it, wait for payday, or save up.

🏆

Freedom plan

Beat your debts like boss battles, see your debt-free date, and celebrate every win.

Our promises

Built to be safe with your money info

🔐

We never ask for bank passwordsNo bank login needed. Screenshots work just fine.

🗑️

Screenshots are deletedPennii reads them once, then they’re gone.

🚫

We never sell your dataNo ads, no trackers. Your info is yours.

🙅🏽‍♀️

We never move your moneyBrokeLess helps you plan. Your bank stays your bank.

About us

LLC Kreyol Kollection

We’re a New York company making friendly, judgment-free products for everyday life. BrokeLess is our first app, made for anyone who’s ever felt broke right after payday.

Company: LLC Kreyol Kollection
Founded: 2020 · New York
Product: BrokeLess
Contact: hello@kreyolkollection.com

Be first in line

Join the waitlist and Pennii will let you know the moment BrokeLess is ready.

We’ll only email you about BrokeLess. Unsubscribe anytime.

Payday hits. By Tuesday, it’s gone.Not anymore.